Get your family covered in about 10 minutes — no medical exam.
I'm Antwan Lawrence. I'm independent, so I shop 30+ top companies to find Dayton families the right coverage at the right price — not whatever one company is selling.
See your price in 60 seconds
No exam. No obligation. No spam.
Trusted by Dayton families — shopping 30+ A-rated carriers so you don't have to
Life insurance shouldn't be confusing, slow, or pushy.
Most people put it off for years — too many companies, too much fine print, and a salesperson pushing one product. Meanwhile your family is left unprotected. It doesn't have to be that way.
No medical exam
Most policies are approved with a few health questions — often in minutes, not weeks.
One agent, every company
I'm independent. I compare 30+ carriers so you don't have to shop them one by one.
A real person in Dayton
Call or text me directly. No call center, no robots — just your neighbor in the 937.
Getting covered is simple.
Get your free quote
Answer a few questions online or on a quick call. About 10 minutes.
I shop 30+ companies
I find the best coverage and price for your health, age, and budget.
Your family's protected
Most policies issue fast. You relax knowing it's finally done.
Coverage for wherever you are in life.
Six ways I protect Dayton families. Not sure which fits? That's literally my job — just ask.
Term Life
Big coverage, low cost. Protect your income and family for 10–30 years — no exam.
Learn more →Ages 45–85Final Expense
No-exam whole life that covers funeral and burial costs so your family doesn't have to.
Learn more →HomeownersMortgage Protection
Pay off the house if something happens to you, so your family keeps their home.
Learn more →Living benefitsIUL / Cash Value
Life insurance that grows tax-advantaged cash value you can use while you're living.
Learn more →LifelongWhole Life
Never expires, locked-in rate, builds cash value. Leave something behind for good.
Learn more →GuaranteedGuaranteed Issue
Been declined or have health issues? Coverage with no health questions — guaranteed.
Learn more →Not sure what you need?
Tell me about your family and I'll point you to the right fit — no pressure.
Ask Antwan →Why an independent agent beats a "captive" one.
A captive agent works for one company. I work for you — and that changes everything about the coverage and price you end up with.
"My job isn't to sell you a company's policy. It's to get your family the right protection — period."— Antwan LawrenceSee what I can find you →
A captive agent
Works for one company. Sells you their product — even if it's not the best fit or the best price for your family.
Antwan — independent
Works for you. Shops 30+ companies and brings you the best fit. Same coverage, often a better price.
I shop the names you trust.
…and 30+ more, so you always get a real comparison.
Hi, I'm Antwan — your neighbor in the 937.
I got into this business for one reason: too many families I knew were left scrambling when they lost someone — funeral bills, lost income, no plan. I decided to be the person who makes sure that doesn't happen.
I'm independent on purpose. That means I answer to you, not a corporate sales quota. Call me, text me — I'm right here in Dayton, and I'll make this simple.
A+
Carrier ratings
30+
Companies shopped
10 min
Typical quote
937
Local to Dayton
$0
Cost to use me
You've got questions. Good.
Here are the ones I hear most. Don't see yours? Just text me.
Do I really not need a medical exam?＋
For most of my clients — no. Many policies are approved with just a few health questions, often in minutes.
How much life insurance do I need?＋
A common starting point is 10–20× your income, plus your mortgage and any debt. I'll help you land on the right number — no pressure.
Term vs. whole life — which is right for me?＋
Term gives you the most coverage for the lowest cost for a set period. Whole life lasts your whole life and builds cash value. We'll match it to your goal.
What if I've been declined before?＋
You still have options — including guaranteed-issue policies with no health questions. Being declined once doesn't mean you can't get covered.
Does it cost more to use an agent?＋
No. You pay the same premium whether you use me or not — I'm paid by the insurance company. You just get someone shopping on your side.
Your family deserves to be protected. Let's make it simple.
Free quote, no exam for most policies, no pressure. It takes about 10 minutes.